Terms & Conditions

60 months interest free is available on Long Term Finance (LTF) for in-store purchases. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions. Min payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout the interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate of 28.95% p.a. applies to outstanding balance at the end of LTF interest free period. Other interest rates and fees may apply. Rates and fees subject to change. New customers need to apply and be approved for a Q Mastercard credit card. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these T&Cs at any time without notice.

This website (“site”) is operated by DD Group Limited T/A Decking Direct New Zealand (referred to on this site as “the Company”, “we”, “us”, or “our”). Your use of this site is governed by these terms of use.

By accessing and browsing this site, you agree to be bound by these terms of use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree to these terms of use, you must refrain from using this site.

We make this site available to you to provide information about our decking products and services and enable you to engage our services for your decking projects throughout New Zealand. By accepting these terms of use, you confirm your acceptance of the Terms of Use.

The materials contained in this site are protected by copyright and trademark law.

Decking Direct New Zealand reserves the right to make changes to these Terms and Conditions at any time which will become effective once published on this website. By using this site, you agree to the current version of these Terms and Conditions of use.

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What information we collect

We may collect personal information about you from a number of sources, including directly from you, when you use our website or deal with us in other ways such as over the telephone, by letter or e-mail, through social media, or via competitions and surveys. For example, you may provide us with your personal information to enable us to provide you with information or services, respond to your enquiries, provide you with a quote, or carry out a transaction that you have requested. Personal information collected by us may include your name, email address, telephone number, postal or physical address, preferences, and other personal information.

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How we use your personal information

We will use your personal information:

• to provide services and products to you
• to market our services and products to you, including contacting you electronically (e.g., by text or email for this purpose)
• to manage product warranties
• to improve the services and products that we provide to you
• to undertake credit checks of you (if necessary)
• to bill you and to collect money that you owe us, including authorising and processing credit card transactions
• to respond to communications from you, including a complaint
• to conduct research and statistical analysis (on an anonymized basis)
• to protect and/or enforce our legal rights and interests, including defending any claim
• for any other purpose authorised by you or the Act.

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Disclosing your personal information

We may disclose your personal information to:

• another company within our group with your consent
• any business that supports our services and products, including any person that hosts or maintains any underlying IT system or data centre that we use to provide the website or other services and products
• a credit reference agency for the purpose of credit checks
• other third parties (for anonymized statistical information)
• a person who can require us to supply your personal information (e.g., a regulatory authority)
• any other person authorised by the Act or another law (e.g., a law enforcement agency)
• any other person authorised by you.
• A business that supports our services and products may be located outside New Zealand. This may mean your personal information is held and processed outside New Zealand.

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Protecting your personal information

Decking Direct NZ holds your personal information in either electronic or hard copy form. When we receive information electronically, we retain this information in our computer systems and databases. This includes computer software programs, internet servers, and hosted internet solutions. Information received in hard copy (commonly paper) is normally retained in our files, and a copy may be made to our electronic files.

We may use third-party service providers to store your personal information and provide us with services. This means that we may transfer personal information, or access it from, countries other than New Zealand.

We recognize that we are accountable for your personal information wherever it is in the world, and we will take reasonable steps to ensure that any third-party service providers we use can meet our privacy and security expectations.

We retain your information for as long as we need to carry out the purposes of collection, or longer if we are required to by law.

We use industry-standard security measures to safeguard and protect all personal information. This includes taking reasonable steps to protect personal information from misuse, loss, unauthorised access, modification, or unauthorised disclosure.

Wherever your personal information is stored, we take reasonable steps to ensure that it is protected against loss or unauthorised access, modification, use, or disclosure.

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Cookies

We use cookies and identifiers on our website. Cookies are small pieces of information captured when a device is used to access online content. We use cookies to ensure a more streamlined online experience and to identify and store personal preferences. We may use temporary (session) cookies or permanent cookies when devices access our website, which allows us to recognize individual browsers and track the web pages visited and web pages the device has navigated from. We use cookies to help improve the customer experience with us. See the section below on opting out of cookies. Outlined below are some other reasons we use cookies:

• To keep track of products or services viewed, so that we can send directly or through third-party service providers, information and advertising about those products or services, or other similar related products or services we think may be of interest.
• To measure traffic patterns, to determine which areas of our website have been visited, and to measure transaction patterns, produce data of web traffic and customer web activity through our website or apps.
• To research and analyse habits so that we can improve our products, services, and online content and customise this to individuals.
• To operate our website efficiently with a high level of functionality.
• To measure the effectiveness of our marketing initiatives, measure the number of advertising referrals we have received to our website from other websites.

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Opting out from cookies, analytics, and remarketing

You may modify your browser settings to accept or decline cookies. You may also go to www.allaboutcookies.org or to www.aboutads.info/choices for instructions on how to disable cookies. If you choose to configure your computer so that it disables cookies or does not accept them, you may not be able to make full use of our website.

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Accessing and changing your personal information

Please contact us (as set out below) if you would like access to the personal information we may hold about you or if you would like us to update or correct it. We may require further information to assist the retrieval of information and or verify your identity and reserve the right to charge a reasonable fee for gaining access.

We will handle any request in accordance with the relevant privacy regulations. Generally, if requested we will amend any personal information which is inaccurate, incomplete, or out of date. If we are not able or unwilling to provide access to any personal information or to correct any personal information held by us, we will provide a reason for declining to provide.

Enquiries on how to access personal information can be emailed to: marketing@deckingdirect.nz.

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Contacting us

If you have any questions about this privacy policy, our privacy practices, or if you would like to request access to, or correction of, your personal information, you can contact us at marketing@deckingdirect.nz.

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Changes to this policy

We may change this policy by uploading a revised policy onto the website. The change will apply from the date that we upload the revised policy.

This policy was last updated on 23 January 2024.

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1. Participation Agreement: By participating in any competition or giveaway advertised by Decking Direct NZ on its Facebook page and/or other social media channels, entrants agree to these competition terms.
2. Promoter: The competitions are promoted by Decking Direct New Zealand and are not sponsored, endorsed, administered by, or associated with Facebook or other social media channels.
3. Entry Requirements: Entrants must follow the instructions on the competition post on Facebook and/or other social media channels to enter.
4. Eligibility: The competition is open to entrants residing in New Zealand.
5. Competition Period: Entry opening and closing dates will be specified in the competition post on Facebook and/or other social media channels.
6. No Liability for Entries: Decking Direct is not responsible for late, lost, misdirected entries, or technical malfunctions that may affect entry.
7. Ownership of Entries: All entries become the property of Decking Direct.
8. Winner Selection and Prize: Winners will be drawn as specified and receive the advertised prize. Decking Direct is not liable for the winner’s enjoyment of the prize or any other costs incurred.
9. Winner Notification: Winners will be notified via private message, email, text, or phone. If uncontactable within three working days, a new winner may be drawn.
10. Prize Conditions: Prizes cannot be transferred, exchanged, or redeemed for cash. Decking Direct is not responsible for lost or destroyed entries or prizes.
11. Publicity Consent: Winning constitutes consent to be photographed and/or interviewed, and for Decking Direct to use the winner's details for promotional purposes.
12. Age Requirement: Some prizes may require the winner to be at least 18 years old or have parental/guardian consent.
13. Decking Direct’s Decision Final: Decking Direct’s decisions are final, and they reserve the right to verify entry validity and amend prizes and terms.
14. Liability Exclusion: Decking Direct excludes liability arising out of or in connection with the competition to the extent permitted by law.
15. Privacy: Personal information collected will be held in accordance with Decking Direct's privacy policy.
16. Promotion Acceptance: Participation in the promotion is deemed acceptance of these terms and conditions.
17. Eligibility Criteria: The promotion is open to New Zealand residents aged 18 years or over, excluding employees of Decking Direct, its retailers, suppliers, and their immediate families.
18. Method of Entry: Entry involves liking the Decking Direct Facebook page and commenting on the giveaway post, or following and commenting on Instagram.

These terms and conditions are subject to change and were last updated on 23 January 2024.